Basel II kriterlerinin Türk bankacılık sistemine etkileri

Abstract

International banks need to create a common standard of editing and publication of standards has resulted in the Basel-I. The implementation of the application with received more than 100 banks have agreed to under the influence. However, the impact of the banking sector began to wane in Basel I standard, again, thought should be reviewed. At this point, the Basel II Accord was published in 2004. This new consensus is considered more sensitive to risk measurement methods and a variety of effects on developing countries is assumed to be. This agreement at the beginning of the criticisms made available for loans to countries subject to structural change and the impact of this new regulation is limited approach. Because of the passing of risk management practices to implement the new capital standards, supervisory approaches, and changes occurring in international markets. Result of these changes, "Basel II New Capital Accord", which was intended to achieve a more sensitive measurement of risk as an arrangement. Together with the Basel II Accord has been supporting each other in three main blocks. With the existing blocks, put up for sensitive methods of measuring credit risk and operational risk measurement is made with. Apart from this highlighted the importance of national supervisors controls and public disclosure requirements for banks has been determined and market discipline. In this study, occurring in the banking sector, the effects of the economic crisis in Turkey and around the world and generated as a result of arrangements made in this context, the 1988 Basel I to Basel II Standard, and then switch to the standard provided. Turkey's status in the process of compliance with Basel II and examines the effect of this standard to Turkey.